home loan interest rates in indian banks

Home loan Interest Rates

Bank Name	Floating Interest rate	Processing Fee	Prepayment Charges
State Bank Of India	10%	5,000 + service tax (Upto 30lacs), 10,000 + service tax (above 30lacs)	Nil
ICICI Bank	Scheme I :10.25% (Fixed 1 yr)	0.50% of loan amount upto 1 crore	N.A
	Scheme II : 10.25% (Fixed 2yrs)
	Scheme III : 10.50% (Fixed 3yrs)
	then 10.25%
HDFC Ltd	Scheme I : 10.75% (Upto 10Lacs) (Fixed for 10yrs), then 11% (Fixed for 10yrs)	0.5% or maximum 10,000+service tax (12.36%)	No prepayment charges shall be payable for partial or full prepayments irrespective of the source
	Scheme II:10.25%
HSBC Bank	10% to 13%	1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable	Nil
LIC Housing	Scheme I : 10.75%	Up to 30 lacs : 10,000 + (Service tax)	Nil
	Scheme II : 10.70% (Fixed for 3 yrs), 11.15% (Fixed for 5 yrs)	30 - 50 lacs : 15,000 + (service tax)
	Scheme III : 10.95%(Fixed for 10 yrs)	50 lacs - 1Cr : 20,000 + (service tax)
		1Cr & above : 20,000 + (service tax)
AXIS Bank	10.25% (Upto 25 Lacs), then 10.50%	1% of the Loan Amount	2% (For Scheme I)
			Nil (For Scheme II)
IDBI	10.50%	Up to 1%of loan amount	If Balance Transfer then 2% Otherwise Nil
		(Rs 2500 to be collected at login and balance at the time of sanction )
ING Vysya	10.75%	0.5% of the loan amount	NIL
Standard Chartered	9.99% (Upto 25Lacs), then 10.40%	Rs.7500/- + Service tax	NIL
DHFL	11.25%	1% for Salaried & 1.5% for SENP	NIL
Citibank	10.50% (Upto 25Lacs), then 10.75%	0.25% (for salaried ), 0.50% ( for Self Employed)	NIL
Deutsche Bank	10.75%	12000 + Service Tax	Nil
India Bulls	10.25% (Upto 25Lacs), then 10.75%	Up to 25 lacs : 5,000+12.36%(Service tax)	NIL
		25 lacs & above : 15,000+12.36%(Service tax)
Allahabad Bank	10.50% (Upto 25 Lacs), 10.75%	0.50% of loan amount, Maximum Rs. 10,000/-	NIL
Bank of Maharastra	10.80% (Upto 25 lacs) then 11%	Nil (Upto 25Lacs)	N.A
		0.50% (Max Rs 50,000/-) (25lacs & above)
Central Bank of India	10.50%	Processing charges are waived from 01.09.2012 to 31.12.2012	Nil
Corporation Bank	10.50%	Processing charges are waived from 01.09.2012 to 30.11.2012 under Grand Festival Bonanza.	NIL
Bank of India	10.50%	Upto 25 lacs : 0.50% of the loan amount Min Rs.4000/- and Max Rs.10,000	NIL
		25 - 75 lacs : Flat Rs.20,000
		75 lacs & above Flat Rs.25,000
Union Bank of India	10.50%	0.50% of the loan amount subject to maximum of Rs. 15,000	NIL
United Bank of India	10.95% (upto 25 lacs) then 10.75%	0.50% of the loan amount	N.A
UCO Bank	10.50%	N.A	N.A
Bank of Baroda	10.50%	N.A	N.A
Canara Bank	10.75%
Oriental Bank of Commerce	10.65%	0.5% of the loan amount or maximum Rs.12,500/-	NIL
Kotak Bank	10.75%	0.25% - 0.5%	2% on Balance transfer else NIL
Dena Bank	10.50%	N.A	N.A
Punjab National Bank	10.50%
First Blue Home Finance	10.25% (for Salaried / SEP), 10.75% (For Self Employed) (Upto 25Lacs), Then 10.75% (for Salaried / SEP), 11.25% (For Self Employed)	Salaried : Up to 30 lacs :7300	Nil
		30 - 75 lacs : 11800
		75 lacs & above : 15,000 + service tax(12.36%)
Vijaya Bank	10.75%	N.A	N.A
Syndicate Bank	10.50% ( upto 25 lacs ), then 10.75%	N.A	N.A
Indian Overseas Bank	10.50%	N.A	N.A
Reliance	12% - 12.50%	0.75% of loan amount	NIL
Federal Bank	10.73%	0.50% of the limit sanctioned with a minimum of 1000/-	NIL
Development Credit Bank	11.50%	1%	Nil
State Bank of Travancore	11.25%	Limit upto Rs.25,000 - Nil	NIL
		Limit above Rs.25,000 to Rs.2 lacs - 0.55% of the loan amount (Max.Rs.500/-)
		Limit above Rs.2 lacs - 0.55% of the loan amount maximum Rs.10000/-
Tata capital Housing Finance ltd	10.75%	0.5 to 1% off the loan amount.	N.A
Dhanalakshmi Bank	12.50% (Uto 25Lacs), then 13%	a) Loans Upto 20 lacs - Non Refundable fee of Rs 3500 plus service tax	NIL
		b) Loans above 20 lacs - Non Refundable fee of Rs 5000 plus service tax
Indian Bank	10.50%	1) 0.25 % on Loan amount (Non refundable) (to be remitted at the time of submission of application)	Nil
		2) 0.32 % on Loan amount (at the time of acceptance of sanction)